Financial Planning

The financial planning process is a life-long process that can benefit everyone. Planning is a process, not a product. It can be designed as a holistic approach view, which encompasses many facets of an individual's financial life, or a more singular dominant view,which may address pieces and parts of the client's life.

While financial planning is designed to solve stated objectives, the early stages first must address where an individual is and then fast-forward to where they would like to be. It is inevitable that from time to time the client may need to change course from what may have been implemented as new unknown challenges and obstacles arise.

While trying to attain and set realistic goals, R. Karras, Asset Management determines what stage a client is currently in; accumulating, preserving or distributing, and plans accordingly based on  their financial needs.